Christmas Tips and Advice from Our Money Support Team

For most of us Christmas is a magical time full of joy but for many of us it is a time of dread and misery. Remember there is lots of support and help there – don’t suffer alone.

Stop Loan Sharks in Wales

Don’t be tempted to borrow from loan sharks this Christmas or if you already have… bite back!

If you are a loan shark victim, or think there may be a loan shark operating in your area, contact the Wales Illegal Money Lending Unit on the 24-hour Hotline:
0300 123 3311

• All calls are completely confidential.
• Specialist Officers are on hand to support and assist victims and advise on debt and other problems.
• It is important to know that borrowing from an unlicensed lender is not an offence. The offence will have been committed by the lender.

WATCH – Advice from Stop Loan Sharks Wales

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Safeguarding Your Community

Safeguarding is everybody’s business, and everyone has a role to play in safeguarding vulnerable adults and children! If something seems wrong – it probably is.

If you, someone you know, or neighbour is at risk please report this confidentially to your local authority or call the Police on 101 if not urgent, or if immediate danger call 999.

Contact – North Wales Safeguarding Board

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Money Saving Expert

Money Saving Expert Martin Lewis has some great tips to not go into the red at Christmas. Visit his website, here.

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Greetings from your Money Support Team

Remember our Money Support Team are on hand to help tenants who are worried about money issues.

They can help you:

• check you are claiming the right benefits
• with budgeting
• get support and help to pay off debt and more…

You can get in touch with them by email at welfarebenefits@cartreficonwy.org or visit them in our hubs in Llandudno or Kinmel Bay or call 0300 124 0040